Welcome to Migma. The following terms and conditions govern all use of the Migma website and all content, services, and products available at or through the website, including, but not limited to, Migma Academy, our software, leads, and informational resources (collectively referred to as the Services). Our Services are offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, Migma’s Privacy Policy), and procedures that may be published from time to time by Migma (collectively, the “Agreement”).

Please read this Agreement carefully before accessing or using our Services. By accessing or using any part of our Services, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these terms and conditions are considered an offer by Migma, acceptance is expressly limited to these terms.

The information and tools provided through our Services are for educational and informational purposes only and do not constitute financial advice. Migma, its agents, employees, and business members are not financial advisors. You are advised to consult with your own financial advisors before engaging in any investing activities based on the information provided by Migma or otherwise. All investments carry the risk of potential loss, and no assurances can be made that any investment will be successful.

Furthermore, while Migma collaborates with various lending partners and affiliates to offer financing solutions, we are not responsible for any transactions or the performance of services offered by these partners. It is crucial to seek independent financial advice before entering into any loan agreements based on referrals or information from Migma, as we do not provide tailored financial advice. Any financial decisions made are solely at your own risk.

Migma and its partners are not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products, and services reviewed or advertised on this website. Users should exercise due diligence and caution when making investment decisions.

Our Services are presented 'as is,' without any warranty, express or implied, of merchantability, fitness for a particular purpose, or non-infringement. Migma cannot ensure that all information provided through its Services will be entirely accurate or available at all times. The responsibility for ensuring the success of any investment decision rests solely with the student, investor, and their businesses, and not with Migma.

This Agreement is effective as of January 1st, 2024. Migma reserves the right, at its sole discretion, to modify or replace any part of this Agreement at any time. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the website following the posting of any changes to this Agreement constitutes acceptance of those changes.